SoFi beats estimates, raises outlook
U.S. fintech company SoFi Technologies (NASDAQ: SOFI) reported third-quarter 2026 results at approximately 7:00 a.m. ET on October 27.
SoFi Q3 2026 earnings
| Metric | Actual / Guidance | Consensus |
|---|---|---|
| GAAP net revenue | $1.385 billion (+44%) | — |
| Adjusted net revenue | $1.371 billion (+44%) | $1.25 billion |
| GAAP net income | $241 million (+73%) | — |
| GAAP EPS | $0.18 | — |
| Adjusted EPS | $0.18 | $0.16 |
| Total members | 17.1 million (+35%) | — |
| Adjusted EBITDA | $469.8 million (+70%) | — |
| FY2026 adjusted revenue / EPS guidance | $5.04 billion / $0.61 | Revenue: $4.87 billion |
| FY2027 adjusted revenue / EPS guidance | $6.4 billion / $0.90 | — |
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